<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Modern Money Guru</title><description>Plain-language personal finance for every generation.</description><link>https://modernmoneyguru.com/</link><language>en-us</language><item><title>How Money Actually Works: Compounding, Inflation, and Risk, Simply Explained</title><link>https://modernmoneyguru.com/blog/money-literacy-explained/</link><guid isPermaLink="true">https://modernmoneyguru.com/blog/money-literacy-explained/</guid><description>Three concepts decide whether your money grows or quietly shrinks. Here&apos;s compounding, inflation, and risk — explained in plain language, no finance degree required.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Welcome to Modern Money Guru</title><link>https://modernmoneyguru.com/blog/welcome/</link><guid isPermaLink="true">https://modernmoneyguru.com/blog/welcome/</guid><description>Plain-language personal finance for every generation. Where modernmoneyguru.com gets started.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item></channel></rss>